While many people often hope that nothing will happen to their belongings, things can go wrong.

Luminus can help tenants and residents obtain home contents insurance easily and at a price that is affordable.

Through the My Home Contents Insurance scheme, which is arranged in conjunction with the National Housing Federation, you can protect your belongings and gain peace of mind knowing if the unexpected happens you are covered.

Benefits of having this insurance are:

• No excess to pay
• No limit to claims
• Pay as you go – weekly, fortnightly, monthly or annually
• Pay by cash, cheque, postal order, debit/credit card or direct debit 
• Cover can be included for sheds, garages, greenhouses, wheelchairs, mobility scooters and hearing aids
• Fixed prices – cost is not based on your postcode
• Easy to arrange

For more information go to www.thistlemyhome.co.uk.

Luminus is not responsible for your belongings. You don’t have to buy this insurance, but we strongly recommend you insure the contents of your home as soon as you move in.